{"id":4359,"date":"2025-10-31T14:01:40","date_gmt":"2025-10-31T06:01:40","guid":{"rendered":"https:\/\/efinancedailynews.com\/quy-dinh-moi-tai-california-bien-doi-may-kiosk-chuyen-doi-tien-mat-sang-tien-ky-thuat-so-tang-cuong-bao-ve-nguoi-tieu-dung-va-minh-bach\/"},"modified":"2025-10-31T14:01:41","modified_gmt":"2025-10-31T06:01:41","slug":"quy-dinh-moi-tai-california-bien-doi-may-kiosk-chuyen-doi-tien-mat-sang-tien-ky-thuat-so-tang-cuong-bao-ve-nguoi-tieu-dung-va-minh-bach","status":"publish","type":"post","link":"https:\/\/efinancedailynews.com\/ja\/quy-dinh-moi-tai-california-bien-doi-may-kiosk-chuyen-doi-tien-mat-sang-tien-ky-thuat-so-tang-cuong-bao-ve-nguoi-tieu-dung-va-minh-bach\/","title":{"rendered":"Quy \u0110\u1ecbnh M\u1edbi T\u1ea1i California Bi\u1ebfn \u0110\u1ed5i M\u00e1y Kiosk Chuy\u1ec3n \u0110\u1ed5i Ti\u1ec1n M\u1eb7t Sang Ti\u1ec1n K\u1ef9 Thu\u1eadt S\u1ed1: T\u0103ng C\u01b0\u1eddng B\u1ea3o V\u1ec7 Ng\u01b0\u1eddi Ti\u00eau D\u00f9ng v\u00e0 Minh B\u1ea1ch"},"content":{"rendered":"<p>S\u1edf B\u1ea3o v\u1ec7 T\u00e0i ch\u00ednh v\u00e0 \u0110\u1ed5i m\u1edbi California (DFPI) \u0111\u00e3 th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh m\u1edbi nghi\u00eam ng\u1eb7t cho c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh m\u00e1y kiosk chuy\u1ec3n \u0111\u1ed5i ti\u1ec1n m\u1eb7t sang ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 tr\u00ean to\u00e0n bang. Nh\u1eefng thay \u0111\u1ed5i n\u00e0y l\u00e0 m\u1ed9t ph\u1ea7n trong n\u1ed7 l\u1ef1c r\u1ed9ng l\u1edbn h\u01a1n c\u1ee7a bang nh\u1eb1m cung c\u1ea5p c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u1ea1nh m\u1ebd h\u01a1n v\u00e0 t\u0103ng c\u01b0\u1eddng t\u00ednh minh b\u1ea1ch trong ng\u00e0nh t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang ph\u00e1t tri\u1ec3n nhanh ch\u00f3ng.<\/p>\n<p>B\u1eaft \u0111\u1ea7u t\u1eeb ng\u00e0y 1 th\u00e1ng 1 n\u0103m 2024, t\u1ea5t c\u1ea3 c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh kiosk ti\u1ec1n \u0111i\u1ec7n t\u1eed \u1edf California ph\u1ea3i tu\u00e2n theo m\u1ed9t s\u1ed1 quy t\u1eafc quan tr\u1ecdng. C\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh ph\u1ea3i cung c\u1ea5p cho DFPI danh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7 t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ecba \u0111i\u1ec3m kiosk m\u00e0 h\u1ecd s\u1edf h\u1eefu, v\u1eadn h\u00e0nh ho\u1eb7c qu\u1ea3n l\u00fd trong bang. H\u01a1n n\u1eefa, m\u1ed7i kiosk ph\u1ea3i tu\u00e2n th\u1ee7 gi\u1edbi h\u1ea1n giao d\u1ecbch h\u00e0ng ng\u00e0y &#8211; ch\u00fang kh\u00f4ng \u0111\u01b0\u1ee3c ti\u1ebfp nh\u1eadn hay ph\u00e1t ra qu\u00e1 1.000 USD m\u1ed7i kh\u00e1ch h\u00e0ng m\u1ed7i ng\u00e0y. \u0110\u1ed1i v\u1edbi m\u1ed7i giao d\u1ecbch, c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh kiosk ph\u1ea3i ph\u00e1t h\u00e0nh bi\u00ean lai chi ti\u1ebft cho kh\u00e1ch h\u00e0ng, bao g\u1ed3m th\u00f4ng tin quan tr\u1ecdng nh\u01b0 t\u00ean kh\u00e1ch h\u00e0ng, ng\u00e0y v\u00e0 gi\u1edd, s\u1ed1 ti\u1ec1n giao d\u1ecbch b\u1eb1ng c\u1ea3 ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 \u0111\u00f4 la M\u1ef9, t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n ph\u00ed \u0111\u00e3 thu v\u00e0 b\u1ea5t k\u1ef3 ch\u00eanh l\u1ec7ch gi\u00e1 n\u00e0o gi\u1eefa t\u1ef7 l\u1ec7 trao \u0111\u1ed5i c\u1ee7a h\u1ecd v\u00e0 c\u00e1c s\u00e0n giao d\u1ecbch t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 c\u00f3 gi\u1ea5y ph\u00e9p.<\/p>\n<p>Nhi\u1ec1u quy \u0111\u1ecbnh s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1 th\u00e1ng 1 n\u0103m 2025. T\u1eeb th\u1eddi \u0111i\u1ec3m n\u00e0y tr\u1edf \u0111i, c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh ph\u1ea3i cung c\u1ea5p th\u00f4ng tin minh b\u1ea1ch b\u1eb1ng v\u0103n b\u1ea3n cho kh\u00e1ch h\u00e0ng tr\u01b0\u1edbc khi b\u1ea5t k\u1ef3 giao d\u1ecbch n\u00e0o di\u1ec5n ra. Th\u00f4ng tin n\u00e0y, \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1eb1ng ti\u1ebfng Anh v\u00e0 b\u1ea5t k\u1ef3 ng\u00f4n ng\u1eef n\u00e0o ch\u1ee7 y\u1ebfu \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 qu\u1ea3ng c\u00e1o ho\u1eb7c th\u01b0\u01a1ng l\u01b0\u1ee3ng v\u1edbi kh\u00e1ch h\u00e0ng, ph\u1ea3i n\u00eau r\u00f5 s\u1ed1 l\u01b0\u1ee3ng t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 v\u00e0 \u0111\u00f4 la M\u1ef9 li\u00ean quan, t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n ph\u00ed li\u00ean quan, v\u00e0 m\u1ed9t c\u1ea3nh b\u00e1o n\u1ebfu giao d\u1ecbch kh\u00f4ng th\u1ec3 ho\u00e0n l\u1ea1i. Nh\u1eefng th\u00f4ng tin n\u00e0y ph\u1ea3i \u0111\u01b0\u1ee3c cung c\u1ea5p ri\u00eang bi\u1ec7t v\u00e0 d\u1ec5 hi\u1ec3u.<\/p>\n<p>Ngo\u00e0i ra, t\u00ednh t\u1eeb n\u0103m 2025, c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh kiosk b\u1ecb h\u1ea1n ch\u1ebf trong vi\u1ec7c t\u00ednh ph\u00ed kh\u00e1ch h\u00e0ng: ph\u00ed cho m\u1ed9t giao d\u1ecbch t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111\u01a1n l\u1ebb kh\u00f4ng \u0111\u01b0\u1ee3c v\u01b0\u1ee3t qu\u00e1 5 USD ho\u1eb7c 15% gi\u00e1 tr\u1ecb \u0111\u00f4 la M\u1ef9 c\u1ee7a t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 \u0111ang \u0111\u01b0\u1ee3c giao d\u1ecbch, t\u00f9y theo s\u1ed1 n\u00e0o cao h\u01a1n. Bi\u1ec7n ph\u00e1p n\u00e0y nh\u1eb1m h\u1ea1n ch\u1ebf ph\u00ed qu\u00e1 m\u1ee9c v\u00e0 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng kh\u1ecfi gi\u00e1 c\u1ea3 predatory.<\/p>\n<p>C\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh cho ph\u00e9p b\u00ean th\u1ee9 ba th\u1ef1c hi\u1ec7n giao d\u1ecbch t\u00e0i s\u1ea3n k\u1ef9 thu\u1eadt s\u1ed1 qua kiosk c\u1ee7a h\u1ecd c\u0169ng c\u00f3 tr\u00e1ch nhi\u1ec7m \u0111\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c b\u00ean th\u1ee9 ba n\u00e0y tu\u00e2n th\u1ee7 t\u1ea5t c\u1ea3 c\u00e1c quy \u0111\u1ecbnh ph\u00f9 h\u1ee3p c\u1ee7a DFPI, bao g\u1ed3m gi\u1edbi h\u1ea1n giao d\u1ecbch, y\u00eau c\u1ea7u ti\u1ebft l\u1ed9, v\u00e0 h\u1ea1n ch\u1ebf ph\u00ed.<\/p>\n<p>Khung c\u00f4ng t\u00e1c m\u1edbi c\u1ee7a DFPI l\u00e0 m\u1ed9t b\u01b0\u1edbc ti\u1ebfn \u0111\u00e1ng k\u1ec3 trong vi\u1ec7c thi\u1ebft l\u1eadp tr\u00e1ch nhi\u1ec7m trong h\u1ec7 sinh th\u00e1i t\u00e0i ch\u00ednh k\u1ef9 thu\u1eadt s\u1ed1. N\u00f3 \u0111\u00e1nh d\u1ea5u m\u1ed9t k\u1ef7 nguy\u00ean m\u00e0 trong \u0111\u00f3, t\u00ednh minh b\u1ea1ch, gi\u00e1 c\u1ea3 c\u00f4ng b\u1eb1ng v\u00e0 giao ti\u1ebfp r\u00f5 r\u00e0ng tr\u1edf th\u00e0nh nh\u1eefng k\u1ef3 v\u1ecdng c\u1ed1t l\u00f5i cho t\u1ea5t c\u1ea3 c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0nh kiosk chuy\u1ec3n ti\u1ec1n m\u1eb7t sang ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 \u1edf California. Nh\u1eefng quy \u0111\u1ecbnh c\u1eadp nh\u1eadt n\u00e0y kh\u00f4ng ch\u1ec9 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng m\u00e0 c\u00f2n thi\u1ebft l\u1eadp m\u1ed9t ti\u00eau chu\u1ea9n quy \u0111\u1ecbnh m\u1edbi khi vi\u1ec7c s\u1eed d\u1ee5ng kiosk ti\u1ec1n \u0111i\u1ec7n t\u1eed ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>S\u1edf B\u1ea3o v\u1ec7 T\u00e0i ch\u00ednh v\u00e0 \u0110\u1ed5i m\u1edbi California (DFPI) \u0111\u00e3 th\u1ef1c hi\u1ec7n c\u00e1c quy \u0111\u1ecbnh m\u1edbi nghi\u00eam ng\u1eb7t cho c\u00e1c nh\u00e0 \u0111i\u1ec1u h\u00e0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4352,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74],"tags":[],"class_list":["post-4359","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-vi"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"ja","enabled_languages":["en","de","ja","vi","ms"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"de":{"title":false,"content":false,"excerpt":false},"ja":{"title":false,"content":false,"excerpt":false},"vi":{"title":false,"content":false,"excerpt":false},"ms":{"title":false,"content":false,"excerpt":false}}},"rttpg_featured_image_url":{"full":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"landscape":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"portraits":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"thumbnail":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700-150x150.png",150,150,true],"medium":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700-300x150.png",300,150,true],"large":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"1536x1536":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"2048x2048":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700.png",1000,500,false],"blog-thumb":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700-530x250.png",530,250,true],"blog-full":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/10\/2025-10-31T130002.2810700-1000x450.png",1000,450,true]},"rttpg_author":{"display_name":"tranhuynhmy@proton.me","author_link":"https:\/\/efinancedailynews.com\/ja\/author\/tranhuynhmyproton-me\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/efinancedailynews.com\/ja\/category\/news-vi\/\" rel=\"category tag\">News-Vi<\/a>","rttpg_excerpt":"S\u1edf B\u1ea3o v\u1ec7 T\u00e0i ch\u00ednh v\u00e0 \u0110\u1ed5i m\u1edbi California (DFPI) \u0111\u00e3 th\u1ef1&hellip;","_links":{"self":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/4359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/comments?post=4359"}],"version-history":[{"count":1,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/4359\/revisions"}],"predecessor-version":[{"id":4360,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/4359\/revisions\/4360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/media\/4352"}],"wp:attachment":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/media?parent=4359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/categories?post=4359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/tags?post=4359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}