{"id":3119,"date":"2025-09-11T14:01:21","date_gmt":"2025-09-11T06:01:21","guid":{"rendered":"https:\/\/efinancedailynews.com\/peluang-baru-bagaimana-cryptocurrency-dapat-mengubah-401k-dan-simpanan-persaraan-anda\/"},"modified":"2025-09-11T14:01:22","modified_gmt":"2025-09-11T06:01:22","slug":"peluang-baru-bagaimana-cryptocurrency-dapat-mengubah-401k-dan-simpanan-persaraan-anda","status":"publish","type":"post","link":"https:\/\/efinancedailynews.com\/ja\/peluang-baru-bagaimana-cryptocurrency-dapat-mengubah-401k-dan-simpanan-persaraan-anda\/","title":{"rendered":"Peluang Baru: Bagaimana Cryptocurrency Dapat Mengubah 401(k) dan Simpanan Persaraan Anda"},"content":{"rendered":"<p>Para pembuat undang-undang dan pegawai persekutuan sedang meneroka cara untuk membolehkan rakyat Amerika melabur dalam cryptocurrency melalui 401(k) dan rancangan persaraan lain. Perubahan ini datang selepas suatu perintah eksekutif baru-baru ini yang bertujuan untuk memperluaskan akses kepada aset alternatif \u2014 termasuk cryptocurrency, ekuiti swasta, dan hartanah \u2014 dalam akaun persaraan.<\/p>\n<p>Sebelumnya, pengawal selia menasihati berhati-hati terhadap cryptocurrency dalam rancangan persaraan, mengutip risiko, turun naik, dan kebimbangan mengenai ketelusan. Walau bagaimanapun, Jabatan Buruh AS kini telah menarik diri dari pendekatan ketat itu. Panduan semasa meminta pengurus fidusiari, seperti mereka yang mengurus 401(k), untuk menilai aset digital dengan teliti, mempertimbangkan keadaan khusus dan kepentingan terbaik penabung persaraan.<\/p>\n<p>Akibatnya, para pembuat undang-undang di sekurang-kurangnya 20 negeri telah mencadangkan untuk membenarkan dana pencen yang dikendalikan negeri memperuntukkan peratusan kecil \u2014 biasanya antara 5% dan 10% \u2014 kepada aset digital. Cadangan ini sering kali termasuk sekatan yang dihasilkan untuk menghadkan risiko, seperti keperluan permodalan pasaran yang mengecualikan <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Para pembuat undang-undang dan pegawai persekutuan sedang meneroka cara untuk membolehkan rakyat Amerika melab [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3107,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[73],"tags":[],"class_list":["post-3119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-ms"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"ja","enabled_languages":["en","de","ja","vi","ms"],"languages":{"en":{"title":true,"content":true,"excerpt":false},"de":{"title":false,"content":false,"excerpt":false},"ja":{"title":false,"content":false,"excerpt":false},"vi":{"title":false,"content":false,"excerpt":false},"ms":{"title":false,"content":false,"excerpt":false}}},"rttpg_featured_image_url":{"full":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700.png",1300,600,false],"landscape":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700.png",1300,600,false],"portraits":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700.png",1300,600,false],"thumbnail":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700-150x150.png",150,150,true],"medium":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700-300x138.png",300,138,true],"large":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700-1024x473.png",1024,473,true],"1536x1536":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700.png",1300,600,false],"2048x2048":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700.png",1300,600,false],"blog-thumb":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700-530x250.png",530,250,true],"blog-full":["https:\/\/efinancedailynews.com\/wp-content\/uploads\/2025\/09\/2025-09-11T130002.2030700-1100x450.png",1100,450,true]},"rttpg_author":{"display_name":"tranhuynhmy@proton.me","author_link":"https:\/\/efinancedailynews.com\/ja\/author\/tranhuynhmyproton-me\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/efinancedailynews.com\/ja\/category\/news-ms\/\" rel=\"category tag\">News-Ms<\/a>","rttpg_excerpt":"Para pembuat undang-undang dan pegawai persekutuan seda&hellip;","_links":{"self":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/3119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/comments?post=3119"}],"version-history":[{"count":1,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/3119\/revisions"}],"predecessor-version":[{"id":3120,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/posts\/3119\/revisions\/3120"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/media\/3107"}],"wp:attachment":[{"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/media?parent=3119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/categories?post=3119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/efinancedailynews.com\/ja\/wp-json\/wp\/v2\/tags?post=3119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}